Tip! Planning for early retirement should also begin early. In fact, the earlier the planning begins, the earlier the retirement can begin.

As a college student, have you ever thought about investing for your retirement? Although it may seem too early to even think about retirement, especially since you probably haven’t even started your career yet, it just might be a good idea. In the aftermath of hurricane Katrina, serious questions have been raised about social security system in our country. It seriously dented credibility of the world’s only super power to deal with its own people seeking help. It showed how elder people are more vulnerable to such disasters than the young ones as they lost their entire livelihood and are back to square in the twilight of their lives. They cannot rejoin the work force to earn what they lost. The whole situation emphasized the importance of personal savings.

Why to save and why to start it early

The most potent question is why to save in today’s plastic society. We can credit on finger tips, jobs market is decent and social security is still functioning. The answer is the society won’t remain the same, the economy won’t remain the same and certainly our priorities won’t remain the same. Let’s try to peek into future and analyze what are factors which will play their part in our decision making.

Tip! However, early retirement planning is not an easy process. As the word

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With the presidential debates gearing up again we are sure to hear more about health care. But we propose a slightly different question. In addition to asking how we can get more people healthcare coverage, we should also ask why so many people are sick in the first place.The words of John Kennedy might today be, “Ask not what the health care system can do for you. Ask what you can do to reduce the health care burden”. But before delving into what we can do, let’s take a look at some realities that our next president could face in their first ‘State of the Union’ address.On the downside -* We are not healthy: 60% of adults and 20% of kids are overweight; 30% of today’s kids are anticipated to become diabetic; 20% of high school kids have early stages of heart disease. The estimated economic burden of depression for the year 2000 (most recent estimate) was $83.1 billion, and this is just one of many brain-related diseases* We are aging: within the next couple of decades, about 20% of the population will be of retirement age; 4.5 million people already have Alzheimer’s disease and by 2050 there will […]

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