Vitamins of the Future will be rediscovered in Mother Nature’s Pharmacy …a three person debate about dietary supplements and grandmother may just have been right all along..The dietary supplementation business has never been bigger. Consumers are looking for specialized supplements hoping for their active role in preventing disease. Consumers understand that one of the most important decisions we can make for long term health is our choice of proper vitamins and minerals. The word “supplements” can be interpreted in multiple ways and therein lays the first problem. In this boom mentality, in this maze of products, one needs to be extremely knowledgeable about the total picture of dietary supplementation, the main players, and the best value of vitamins for our human biology, not just our pocketbooks.Let’s set up a little debate with the top three players in this business presenting their different points of view. One of the players is an imaginary figure and therein lies the second problem. Her voice is not heard on media commercials, splashed in ads or read on the side of bottles or boxes. But she originated vitamins and with imagination let’s give her a speaking platform.First, […]
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Yes, on April Fool0s day this past year, my boss came up to me and stated that my job was no longer needed. I was greatly shocked, especially after nearly 20 years of loyal service to a company where I thought retirement would be the only reason to leave.
I came down to reality quickly realizing that in a few short sentences, I was no longer able to support my family, provide shelter, pay bills and look forward to my retirement. I was very depressed as one can imagine. The drive home at 10 AM was not at all common; it felt out of place just as the whole morning had come to pass.
The realization that I had enough savings to secure about 60 days of support for all our financial needs was falling short. For years there were always people coming up, and stating “Mike you need to get ready for any emergencies”. The thought was passing, but I had worked devoted to a company that seemed to have no end, so what would ever happen. I had more than enough life insurance to take hold incases of death, yet now, how was I going to even pay the premium? […]
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When it comes to preparing for your retirement, most people do not know where to begin, and so they put it off. Once they realize that retirement is on the horizon, they panic and commence looking for retirement planning tools that will make a plan for them. It is never too early, or too late, to start planning for your retirement, but the sooner you start, the less stress you will have.
A few people employ high-priced firms to prepare a plan for them, and other people might purchase complex software package to assist them to develop a plan. While there is a place for this type of assistance for retirement planning, there are also free tools that you are able to use to get started. Here are three free tools that will aid you in planning for your retirement.
1.Pen and Paper- This is the easiest tool you’ll be able to use, and the one that will create the greatest difference in planning for your retirement. Make a list of your income and expenses, and keeping track of where your money goes comprises the first step of determining how much you will be able to save for retirement. If you create […]
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