Everyone knows that the best way to plan for your retirement is to make sure you have a 401K plan or something similar, so you can save enough money to live on in your golden years. Or is it? If you0ve only planned for your financial security, you have missed a huge and important step in your retirement planning.
Consider this: the average retirement age for Americans is 57.5, and life expectancy is 85 or older. This means the average retirement lasts 30 years or more. Sitting around and doing nothing might be relaxing for a while, but do you really want to spend 30 years gathering dust?
The most important thing you can do for your retirement planning doesn0t involve the financial aspect. Of course you need to make sure you0ll have enough money set aside to maintain your lifestyle, but beyond that, you have to fulfill your non-material needs. How are you going to spend your time? How will you remain satisfied and purpose-driven? The answers to these questions are the aspects too many people neglect to include in their retirement planning.
Your first step should be to determine these answers. There are a number of ways you can do this. […]

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